Average Car Insurance in Colorado

Average Car Insurance in Colorado is $1,575 in 2013 compared to the national average of $1,638. This average cost of car insurance in Colorado drivers was 13% lower than in 2012 and 15% lower than in 2011. Far from being fixed or static, car insurance rates change quite a bit and smart drivers shop for the best car insurance quotes they can get for the coverage they need.

Average cost of car insurance per month in Colorado is $130

Colorado state law requires the following minimum coverage in auto insurance policies:

Bodily Injury Liability :- $25,000 / $50,000 Limit

Property Damage Liability :- $15,000 Limit

Colorado requires liability insurance, with minimum of $25,000 for injury liability, $50,000 for all injuries, and $15,000 in property damage. From 2003, Colorado is a tort state, which means that the driver who is at fault in a car accident must pay the victims medical expenses, so it’s recommended that you should carry higher coverages than the state minimums. Compare cheap Colorado car insurance quotes now.

With the overall trend in average car insurance rates in Colorado being lower and more affordable, now is the perfect time to get and compare cheaper car insurance quotes and start saving money on your average car insurance premiums.

You want to be very careful when you are shopping for auto insurance in Colorado. You want to make sure that you are getting cheap auto insurance Colorado quotes and that you are still getting the best value. Sometimes, you don’t want to go with the cheapest company out there for your Colorado car insurance policy because you want to make sure that you are covered by a quality company and that you are getting the coverage that you need and that the state requires.

Cheap Car Insurance In Colorado
Often, finding affordable car insurance in Colorado is just a matter of knowing where to look. Most driver rely on recommendations for cheap car insurance from their friends and family and end up doing most of the research themselves – visiting agencies, comparing confusing contracts and often paying more than they need to. There is a better way! At, you can find online car insurance quotes within minutes – for free!

Enter your information in the form at the top of the page to start comparing car insurance quotes in Colorado. Comparing quotes is the first step toward saving money on your car insurance in CO. Our services are secure, reliable and free. Once you enter the zip code above you will get a list of top car insurance companies in Colorado. It takes only minutes of your time to find insurance. Don’t get caught without it.

Visit the Colorado Department of Revenue – Motor Vehicle Division for information on obtaining your driver’s license, requirements for ID Cards, and vehicle registration.

The Official Website of the State of Colorado

Additional Information on Colorado Insurance
Colorado Department of Insurance

How To Contact Directly:
The Colorado Dept. of Insurance
1560 Broadway, Suite 850
Denver, CO 80202
Phone: 1-303-894-7499
Toll Free: 1-800-930-3745
Fax: 1-303-894-7455