Average Car Insurance In Colorado

Average Car Insurance in Colorado is $1,575 in 2013 compared to the national average of $1,638. This average premium for Colorado drivers was 13% lower than in 2012 and 15% lower than in 2011. Far from being fixed or static, car insurance rates change quite a bit and smart drivers shop for the best car insurance quotes they can get for the coverage they need.

Colorado requires liability insurance, with minimum of $125,000 for injury liability, $50,000 for all injuries, and $5,000 in property damage. From 2003, Colorado is a tort state, which means that the driver who is at fault in a car accident must pay the victims medical expenses, so it’s recommended that you should carry higher coverages than the state minimums. Compare cheap Colorado car insurance quotes now.

With the overall trend in average car insurance rates in colorado being lower and more affordable, now is the perfect time to get and compare cheaper car insurance quotes and start saving money on your average car insurance premiums.

Find Auto Insurance Quotes for Colorado

Enter your information in the form at the top of the page to start comparing auto insurance quotes from top insurance companies in Colorado. Comparing quotes is the first step toward saving money on your car insurance premiums. Our services are secure, reliable and free. It takes only minutes of your time to find insurance. Don’t get caught without it.


Visit the Colorado Department of Revenue – Motor Vehicle Division for information on obtaining your driver's license, requirements for ID Cards, and vehicle registration.

The Official Website of the State of Colorado

Additional Information on Colorado Insurance
Colorado Department of Insurance

How To Contact Directly:
The Colorado Dept. of Insurance
1560 Broadway, Suite 850
Denver, CO 80202
Phone: 1-303-894-7499
Toll Free: 1-800-930-3745
Fax: 1-303-894-7455